About Us

Who We Are

Members are at the heart of United Federal Credit Union. We were created in 1949 by a small group of hard-working individuals who believed in the value of community and the power of collaboration. Today, we’re a much larger group of individuals who still understand that strength in numbers equals more prosperous communities.


What We Do

Every day, we partner with each of our 140,000 Members and share the benefits of success. UFCU offers a variety of both personal and business products, and has partnered with over 900 employers to provide better banking services to their employees. We use our years of financial knowledge to serve you – our friends and neighbors in our communities – not to make a profit. But our passion for service and commitment to the community doesn’t stop at the branch doors. It extends into classrooms where our employees mentor students in local schools. It lives in the support of small businesses and restaurants. It grows through each hour spent volunteering our time and talents to help neighbors in need.

Our Financial Stability

UFCU is built to help Members survive the good and the challenging times. We share the benefits of being part of a healthy financial institution with 28 branches in six states and over $2 billion in assets – the 100th largest federally insured credit union in the nation by asset size. Our corporate offices and main branch are located in St. Joseph, Mich., with additional branches in Arkansas, Indiana, Michigan, Nevada, North Carolina and Ohio. UFCU has maintained a 5-star rating from Bauer Financial for 18 years and has been named the National Federal Credit Union of the Year 2013 by the National Association of Federal Credit Unions and has also been named the Michigan Credit Union League Outstanding Credit Union of the Year 2013.

Bauer Financial 5 Star Rating June 2016

People Helping People

At UFCU, you’ll experience the credit union difference of ‘people helping people.’ Are you ready to join us? Watch this video to learn what we can do for you!