United branches will close at 12 p.m. on Dec. 24 and reopen on Dec. 26. Access your accounts anytime via Digital Banking, Mya Voice Assistant, or ATMs. Happy Holidays from Team United!

wire transfer

Send your money where you need it

Make a Wire Transfer

You can make a wire transfer four different ways. Just make sure you have your account password and driver’s license or other government-issued photo ID ready.

  • Request a Wire Transfer in person: Visit a branch location
  • Call: (888) 982-1400
  • Send a secure message: Log in to Online Banking and send a message to Member Service
  • Drop it in the mail: PO Box 125, St Joseph, MI 49085

Don’t forget to take a look at our Fee Schedule.

Checklist for sending a domestic wire

Your Information
Payee Information
Transfer Information
Receiving Financial Institution Information

Name
Account Number
Address (no PO Box allowed)
Email Address

Name
Account Number
Account Type (checking, savings, other)
Address for wires over $3,000 (no PO Boxes)

Transfer Amount
Additional Wire Instructions
Date to Transfer

Bank Name & Address
Routing Number (ABA)

Checklist for sending an international wire

Your Information
Payee Information
Transfer Information
Receiving Financial Institution Information

Name
Account Number
Address (no PO Box allowed)
Email Address

Name
Account Number
Account Type (checking, savings, other)
Address for wires over $3,000 (no PO Boxes)

Transfer Amount
Currency Funds are to be Received In
Additional Wiring Instructions
Date to Transfer

Bank Name & Address
Bank Country
SWIFT code
Intermediary Bank SWIFT code

Receive a Wire Transfer

United is part of the Fedwire Network - and that means receiving money is easy. Just send your wire to:

United Federal Credit Union
Routing # (ABA): 272484894
SWIFT code (if requested): UFCUUS33XXX

Any money coming in is processed when we get it and posted to accounts the same day if sent over before 4:45 pm ET. Money sent over after 4:45 pm will be posted the next business day.

Have questions or want to get started? Give us a call at (888) 982-1400, stop in a branch or start a chat with one of our team members now!

FIND A BRANCH

The member is responsible for providing correct information, including routing numbers, swift codes, and bank names before we send out a wire. United Federal Credit Union only verifies the routing number on the Federal Reserve website.

Requests for wire transfers must be received with all wire instructions complete by 4:00pm EST for members west of Mississippi and 3:30pm EST for all other locations.

have questions?

call our member service center at (888) 982-1400, visit a branch, or

Contact Us
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