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How to Start Your Own Business
Advice Hub | 11/24/2021
Have you ever wondered what it takes to start your own business?
SBA loans
Start-to-finish SBA lending service centered on U
Opportunity starts here. United’s experienced and trusted Small Business Administration (SBA) loan specialists are ready to get to work for you. We offer personalized service that starts with the first meeting and continues through the entire loan process, and beyond.
With an SBA loan, you typically get access to higher borrowing limits and longer repayment terms (compared to other commercial or business loan options) so you can expand, renovate, build, or buy machinery, equipment, or more inventory. You can even refinance debt or make real estate purchases.
Our Team
Experience and start-to-finish service is what sets United’s SBA lending team apart from all others. From our loan specialists who work with you on a personal level to the dedicated back-office support team, our experts cover all the bases for you to ensure your SBA loan not only meets your business needs, but is also filed and delivered correctly and efficiently.
With over 150 years combined SBA lending experience, you’ll work with the best in the business to help secure the financing your business needs to succeed, and to get the best assistance for your situation.
Our Programs
By choosing United for your SBA loan, you’ll have access to lending options, including:
- 7(a) loan program: long-term financing for real estate acquisition, building construction, renovation or expansion, purchase of machinery or equipment, or purchase of inventory
- 504 loan program: long-term, fixed asset financing for acquisition, construction, expansion or renovation of land and buildings, or purchase of long-life equipment
- USDA Business & Industry Program
Your SBA Loan Benefits
Compared to other commercial or business loan options, SBA loans typically include:
- Lower down payments
- Longer terms
When working with United, you will experience:
- Solution-based, Member-first approach
- Personalized advice, service, and communication
Our Process
Working with United is simple:
- Contact one of our SBA Business Development Officers
- Set up a meeting to discuss your needs and options
- Let us handle the paperwork, keeping you informed each step of the way
Why a Credit Union?
Credit unions like United live by the ‘People Helping People’ philosophy.
We are owned by you, our Members. Unlike banks, we don’t have shareholders. Your voice matters, and we want to hear it. Our CEO must answer to member-elected board of directors who provide oversight and co-leadership.
United is a not-for-profit organization that is dedicated to helping its community and Members thrive.
We aren’t satisfied with the status quo. We are driven to explore new solutions and bring the best products and services available to all our Members. We believe in building strong relationships by truly listening to your questions and understanding your financial goals. That’s how we deliver a personalized experience every time.
Meet the team
