business health savings accounts

Boost your company’s benefits with a Health Savings Account from United

Make United’s Health Savings Account (HSA)¹ part of your employee benefits. Not only does your company have the potential to save money through lower health insurance costs and tax benefits², but so do your employees.

What is a Health Savings Account?

A Health Savings Account is a tax-deductible savings account that allows your employees to pay for qualified medical expenses - including those not covered by insurance - or to save money for future health care costs. An HSA puts your employees in control of where and how their health care dollars are spent. Best of all, any unused funds rollover from year to year—just like a regular savings account.

A high deductible health plan is required to have an HSA. That means your employees benefit from an affordable health care coverage option, and your business also benefits from the lower-cost approach to health insurance.

Benefits for employers:

• Free, competitive addition to your health benefits package with the ability to make contributions for all eligible employees
• Tax Benefit - federal income tax deduction for contributions you make to your employees’ HSAs ²
• Engaged employees who become more aware of actual health care costs and make better decisions when selecting providers, procedures, and prescriptions
• A healthy workplace of employees who are more attentive to overall wellness and prevention

Benefits for employees:

• Tax Benefits - Tax-deductible contributions, tax-deferred earnings, tax-free distributions²
• Free Visa^® debit card for easy payment of qualified medical expenses
• Competitive dividend rates
• Funds that rollover from year to year