We’ve created this unique certificate for you to enjoy greater savings with a one-year commitment, all
while
keeping your money accessible to you.
Member perks:
12-month term
$2,500 minimum opening balance required
$250,000 maximum balance
Let us calculate your dividends daily and we'll pay you quarterly
Here are some details you should know:
Maximum of two (2) withdrawals per month, withdrawals must be at least seven (7) days apart to
avoid early withdrawal penalties
For all other withdrawals, an early withdrawal penalty equal to 180 days dividends on the amount
withdrawn must be charged for each additional withdrawal
Not for Business Share Certificates or IRA Share Certificates
There is a seven-day (7) grace period for maturing certificates
If you choose to redeem the certificate during the grace period, dividends will not be paid during
the grace period and withdrawal penalties will not be assessed
Once the funds have rolled over, they will not be available until the end of the certificate’s term
or will be subject to an early withdrawal penalty
Certificate will be renewed automatically for the same term, and at the most current rate, unless
the Member closes the account before the certificate’s maturity date
We’ll send you a notice 30 day before the certificate’s maturity date
The notice lets you know that the certificate is coming due, and asks that you let us know if you don’t want the certificate to be automatically renewed
