limited-time refinance special

3/1 adjustable rate mortgage

For a limited time, we’re offering a special rate when you refinance to a 3/1 adjustable rate mortgage starting as low as 5.490% interest rate1 and 5.581% APR1.

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your card, your choice

0% APR for the first 6 months on purchases and balance transfers1 then as low as 12.24% APR2

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home is where the cash is

Get a Home Equity Line of Credit with a 6-month intro rate as low as 5.99% APR4 with autopay from a United checking account.

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share certificate special

Pair a certificate special with an Ultra Checking account and earn up to 4.00% APY1 for 12 months, or 3.50% APY1 for 24 months. IRA eligible.

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earn more

with Ultra Checking
earn up to 5.00% APY1

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elevate money market up to
4.00%
APY1
auto loans as low as
5.20%
APR1
12 month share certificate special up to
4.00%
APY1
HELOC with an intro rate for 6-months as low as
5.99%
APR4

United for Western North Carolina

If you’ve been financially disrupted by the impacts of Hurricane Helene, we’re here for you. With numerous financial assistance options available, all of Team United stands ready to support you and your family during this difficult time.


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limited time refinance special
3/1 adjustable rate mortgage

Love your home, but not your interest rate? Consider this limited-time refinance offer.

Learn More

Share Certificate Specials

When paired with an Ultra Checking account, earn up to 4.00% APY1 for 12 months, or 3.50% APY1 for 24 months. IRA eligible.

Get Started

Take Your Savings to New Heights

Elevate Money Market account is a tiered program, so the more money you have in your account, the higher your earning potential. Earn up to 4.00% APY1

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Become a United Member

At United, it's all about U. Membership at United means working with people who care about you and your future. See what United is all about!

We Understand U

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It really is that simple. Just click and we’ll help you every step of the way.

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