happy is simple decisions
checking accounts that fit your lifestyle
cash. back. fast.
Earn rewards with everyday spending with our Rewards Checking.
yes, we're serious
Get more out of your checking and earn up to 3% APY with our Ultra Checking Account1.
local. loyal. lifelong.
At United Federal Credit Union, membership is all about relationships—and we’ve been proud to serve Arkansas since 1980, beginning in Fort Smith. We first opened our branches in the more northern region of Alma, Springdale, and Rogers in 2015.
We promise to be a true partner for you and your family, and for your friends and neighbors. As a credit union, we believe in ‘people helping people’ and share the same values as our Members—hard work, service to others, and having the integrity to do what’s right.
As we offer more products and services (in-branch and online) than ever before, we hold true to our values and our dedication to advancing the financial services experience by creating lifelong relationships with our Members. We know what's happening locally and take our commitment to our Members and our communities to heart.
Interested in finding out more about United? Let's talk! Schedule a conversation with us at the South Thompson location.
what it means to be a United Member
As a Member, you’re actually an owner of the credit union! That’s right—we’re a non-profit cooperative and that means we return earnings back to the membership in the form of higher rates on deposits, lower loan rates, and enhanced services.
At United, we always give our Members the real advice they need to make the financial decisions that are best for them. Talk to us in person or digitally, where you can receive real-time feedback with our online chat.
looking for a change?
If you’re interested in doing business with your friends and neighbors in Arkansas, we stand United with you. See our nearest branch locations below, or for a full list of branches, ATMs, and CO-OP network locations take a look at our interactive map.
630 US 71
Alma, AR 72921
Jenny Lind Branch
8900 Jenny Lind Rd
Fort Smith, AR 72908
Rogers Ave Branch
5800 Rogers Ave
Fort Smith, AR 72903
2000 S Promenade Blvd
Rogers, AR 72758
Har-Ber Meadows Branch
6706 W Sunset Ave
Springdale, AR 72762
South Thompson Branch
1910 S Thompson St
Springdale, AR 72764
Van Buren Branch
1924 Fayetteville Rd
Van Buren, AR 72956
Becoming a Member is easy! There are lots of ways you can qualify for membership, and we’re ready to help answer any questions you might have. If you don’t fall into one of the groups below, reach out to us to talk about all the other ways you can join.
what you need
To join, we will need your address, Social Security / government identification number, and your ID. ID can be in the form of a Driver’s License, State ID, Passport, or Active Military ID.
Our Popular Products
Browse through our more popular products. Each one of our products is competitive with the market and offers unique benefits for you.
Choose between two — one that earns rewards and one that earns high interest.
Choose between two — one that earns rewards and one that has a low APR intro rate.
Bonus Builder Money Market
Build your savings even faster.
Designed to fit every dream house. Let's talk about yours.
Find the loan you need to shop for your new car with confidence.
Boat, RV, and Other Vehicle Loans
Financing on vehicles that keep you moving on any surface.
Home Equity Lines of Credit
Get the money you need for home repairs and more.
Loans for when you need a lump sum to cover expenses or consolidate debt
Join us today and experience the United difference of local service, loyal membership, and lifelong relationships.
still not sure?
We get it — switching to a credit union is a difficult decision. That's why we're here to help make the decision easier.