Accidental Death & Dismemberment Coverage

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The accidental death and dismemberment (AD&D) program provides coverage for accidental death or dismemberment resulting from a covered injury. This insurance coverage works as an affordable low-cost supplement to your current life insurance and pays in addition to any coverage you may already have in effect. It can help alleviate the financial concerns that might arise in a time of need. Enrolling in the AD&D program is simple and requires only the completion of a short enrollment form. There are no health questions to answer or physical exams required.


In addition to the standard AD&D benefits, this plan offers added benefits including a common carrier benefit, educational assistance and an anti-inflation benefit. At United, a Member can obtain up to $300,000 in AD&D coverage with no health questions asked or medical exams required. Family coverage is also available and provides benefits to a Member’s eligible spouse and dependent children.


Securing your family’s financial future is important and at UFCU, we’re concerned about your financial security. That’s why we arranged for this insurance program to be underwritten by Minnesota Life and offered by Affinion Benefits Group. For more specific information regarding this insurance program (including costs, exclusions, limitations and terms of coverage), please contact the Plan Administrator toll-free at (877) 309-6576 weekdays, 9am – 9pm (ET).

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