Wire Transfers

Wire Transfer Instructions

 

Initiate a Wire Transfer

 

Request a wire in one of four simple ways. Have your account password and your Driver’s License or other Government Issued Photo ID ready. See our Fee Schedule.

Ways to initiate a request

 

In person: Visit a branch location

 

By phone: (888) 982-1400

 

By Secure Message: Log in to Online Banking and send a message to Member Service

 

By Mail: PO Box 125, St Joseph, MI 49085

 

Checklist for Sending a Domestic Wire

Your Information Payee Information Transfer Information Receiving Financial Institution Information

Name

 

Account Number

 

Address (no PO Box allowed)

Name

 

Account Number

 

Account Type (checking, savings, other)

 

Address for wires over $3,000 (no PO Boxes)

Transfer Amount

 

Additional Wire Instructions

 

Date to Transfer

Bank Name & Address

 

Routing Number (ABA)

 

Checklist for Sending an International Wire

Your Information Payee Information Transfer Information Receiving Financial Institution Information

Name

 

Account Number

 

Address (no PO Box allowed)

 

Email Address

Name

 

Account Number

 

Account Type (checking, savings, other)

 

Address for wires over $3,000 (no PO Boxes)

Transfer Amount

 

Currency Funds are to be Received In

 

Additional Wiring Instructions

 

Date to Transfer

Bank Name & Address

 

Bank Country

 

SWIFT code

 

Intermediary Bank SWIFT code

 

 

Receive a Wire Transfer

UFCU is part of the Fedwire Network and is able to receive funds very simply. Simply send your wire to:

 

United Federal Credit Union
Routing # (ABA): 272484894
SWIFT code (if requested): UFCUUS33XXX

 

Incoming funds are processed upon receipt and posted to accounts the same day if received prior to 4:45 pm ET. Funds received after 4:45 pm will be posted the next business day.

There are no fees associated with receiving a wire transfer.

 

The member is responsible for providing correct information, including routing numbers, swift codes, and bank names before we send out a wire. UFCU only verifies the routing number on the Federal Reserve website.
Requests for wire transfers must be received with all wire instructions complete by 4:00pm EST for members west of Mississippi and 3:30pm EST for all other locations.