We offer the following IRA plans:
Defer taxes on your earnings until they are withdrawn at age 59-1/2 or older. Contribution may be tax-deductible*.
Qualify for tax-free growth. For those expecting to be in the same or higher tax bracket when you reach 59-1/2. Converting traditional and Roth IRAs may be beneficial.
Contributions are not tax-deductible. Withdrawals are tax-free when provided for a child’s higher education expenses. Contributions up to $2,000 per child.
Earn our competitive money-market rates starting from $1,000. This is a tiered account that guarantees you the best rate for your IRA balance.
Lock into a high fixed rate for a specific term by investing in a Certificate. If you are over 59 1/2 you can invest in one of our IRA Certificate Options. Open one today with as little as $1000.
This is a 5 year certificate term built into five certificates. There terms are 1-5 years at the regular certificate rate. Each maturing certificate automatically renews into a 5 year certificate or has the option of being redeemed. The minimum balance requirement of this certificate is $5,000.
* For specific tax advice, please consult your tax advisor.