NOTE: A debit card purchase using your PIN will not count as a debit card swipe and sign purchases. All direct deposit, ACH and debit card swipe and sign purchases must post to your account by 6:00 p.m. (ET) on the last business day of the month to count towards that month.
Earn up to
1) Annual Percentage Yield (APY) accurate as of the last dividend declaration date. 3.00% APY earned on first $15,000 of account balance if monthly requirements for Bonus APY are met; 0.05% APY earned on first $15,000 of account balance if monthly requirements not met; balance above $15,000 earns 0.10% APY and is ineligible for Bonus APY. Monthly requirements for Bonus APY: (a) 10 signature-based (non-PIN) debit card transactions posted to account; (b) 1 direct deposit or ACH transaction; and (c) active enrollment in e-statements. Rates may change after account is opened. Minimum deposit required to open account is $50.00. Fees could reduce the earnings on the account. One account per Member.
2) Bonus rate require an open Ultra checking account with a positive balance.
3) For closed-end, fixed-rate consumer loans, Includes auto loans, other vehicle loans, and signature loans. Does not include real estate-secured loans.
4) ATM foreign surcharge fees will be refunded monthly up to $25/month; excludes international ATMs, balance inquiry, and ATM deposit fees. Members must meet the following monthly requirements to earn ATM foreign surcharge fee refunds: (a) enrollment in eStatements; (b) direct deposit or 1 ACH per month; and (c) 10 signature-based (non-PIN) debit card transactions posted to your Ultra Checking account per month.
Enjoy checking with rewards. No monthly fees or minimum balance requirements.
This account is great for students, travel or purchasing items online.
Pick the terms and features that fit your needs while earning higher dividend rates.