Rewards Checking

Spending that pays you back

With a Rewards Checking account from UFCU, regular purchases on your debit card earn you perks.


Low minimum deposit of $50 to get things started! And no minimum balance after that. Direct deposit is also available.

Rewards Checking

Earn 1 CardPerksTM Rewards point for every $3 you spend1


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  • Earn 1 CardPerks Rewards point for every $3 you spend1
  • No additional enrollment required to earn points
  • Bonus relationship rewards available
  • No monthly fees or minimum balance requirements2
  • ATM fee refunds from other financial institutions nation-wide, up to $25.00 per month3
  • Free Mobile Check Deposit
  • Digital Wallet payment options
  • Visa® Purchase Alerts help you keep tabs on your account anytime, anywhere. Near real-time alerts powered by Visa help you reduce fraud and monitor your spending. And the service is available free for Visa cardholders. To sign up, go to

Additional benefits from UFCU

  • A whole range of electronic services: Online Banking with Bill Pay, eStatements, email alerts and online access to all your accounts.
  • Overdraft protection from your savings account(s) or a personal line of credit is available, along with Courtesy Pay protection up to $1,000 to save you embarrassment and expense of Non-Sufficient Funds (NSF) items! Click here for Courtesy Pay disclosures.
  • Free private and personal Financial Planning and Financial Seminars

Open an account online, on the phone, or in person

It’s fast and easy!

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1) Subject to CardPerks Terms and Conditions. View Terms and Conditions for more information.
2) Minimum opening balance of $50 required.
3) ATM foreign surcharge fees will be refunded monthly up to $25/month; excludes international ATMs, balance inquiry, and ATM deposit fees. Members must meet the following monthly requirements to earn ATM foreign surcharge fee refunds: (a) enrollment in eStatements; (b) direct deposit or 1 ACH per month; and (c) 10 signature-based (non-PIN) debit card transactions posted to your Rewards Checking account per month.


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Ultra Checking

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This account is great for students, travel or purchasing items online.

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Credit Cards

Empower your shopping and banking with Visa® cards from UFCU.

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