Platinum Plus Checking

A high-yield checking account that gives you additional benefits on your UFCU loans and share accounts

Get high-yield, tiered money market rates while maintaining the accessibility and convenience of a checking account. Avoid a $10 monthly fee with an average daily balance of $1,000, active consumer or mortgage loan, or if you maintain an average combined balance of $5,000 in UFCU savings, checking and money market accounts.1

Platinum Plus Checking

Earn high-yield rates

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  • CardPerksTM Rewards points on all purchases when you “swipe and sign” with your Visa® Platinum debit card.2
  • 0.10% APY increase on eligible share certificates3
  • 0.10% discount on new closed-end fixed-rate loans (Automatic payment not required)3
  • Visa Platinum debit card with worldwide ATM access; Concierge Service and Emergency Card & Cash Replacement
  • Free 3x5 safe deposit box for the first year (where available)
  • Two free boxes of standard checks per year
  • Digital Wallet payment options4
  • Verified by Visa® protects your existing Visa card with a personal password, giving you reassurance that only you can use your Visa card online. Click here for details.
  • Visa® Purchase Alerts help you keep tabs on your account anytime, anywhere. Near real-time alerts powered by Visa help you reduce fraud and monitor your spending. And the service is available free for Visa cardholders. To sign up, go to

Additional benefits from UFCU

  • A full range of free electronic services: Online Banking, Bill Pay, Mobile Check Deposit5, eStatements, and email alerts.
  • Overdraft protection from your savings account(s), along with Courtesy Pay protection up to $2,500 is available to save you embarrassment and expense of Non-Sufficient Funds (NSF) items! Click here for Courtesy Pay disclosures.
  •  Free private and personal Financial Planning and Financial Seminars
  • Free Medallion (Signature Guarantee) and notary services

Open an account online, on the phone, or in person

It’s fast and easy!

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1) The monthly minimum balance fee will be $10 if your monthly daily balance falls below $1,000. However, the fee will be waived if you have an active consumer or mortgage loan, or if you maintain an average combined balance of $5,000 in your savings, checking and money market accounts with UFCU.
2) Subject to program CardPerks Terms and Conditions. View Terms and Conditions for more information.
3) APY= Annual Percentage Yield. Certificate specials not included.
4) Message and data rates may apply. Android Pay is a trademark of Google Inc. Apple Pay is a registered trademark of Apple, Inc., registered in the U.S. and other countries. Samsung Pay is a registered trademark of Samsung Electronics Co., Ltd.
5) View Mobile Check Deposit Terms and Conditions (PDF)

More Checking Options from UFCU

Convenience Checking

Enjoy checking with rewards. No monthly fees or minimum balance requirements*.

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Interest Plus Checking

Earn a high reward rate and access to network ATMs nationwide.

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This account is great for students, travel or purchasing items online.

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