Interest Plus Checking

It’s simple to qualify each month to earn the High Reward Rate.

There are three easy steps:

  • Enroll in eStatements – receive your statements electronically
  • Have one direct deposit or one ACH (Electronic Payment)
  • Conduct a minimum of ten debit card swipe and sign purchases (Credit transactions/Non-PIN based).

NOTE: A debit card purchase using your PIN will not count as a debit card swipe and sign purchases. All direct deposit, ACH and debit card swipe and sign purchases must post to your account by 6:00pm (EST) on the last business day of the month to count towards that month.

Interest Plus Checking

Earn a Reward Rate up to

1.25% APY*

Apply Now

Features

  • Earn High Reward Rate of 1.25% APY* on balances up to $25,000
  • Earn High Reward Rate of 0.10% APY* on balances over $25,000
  • Earn Base Rate of 0.05% APY* if you don’t meet qualifications
  • ATM fee refunds from other financial institutions nation-wide, up to $25.00 per month* (does not include international ATMs)
  • Free Mobile Check Deposit
  • Digital Wallet payment options**
  • Verified by Visa® protects your existing Visa® card with a personal password, giving you reassurance that only you can use your Visa® card online. Click here for details.
  • Visa® Purchase Alerts help you keep tabs on your account anytime, anywhere. Near real-time alerts powered by Visa help you reduce fraud and monitor your spending. And the service is available free for Visa cardholders. To sign up, go to visa.com/purchasealerts.

Additional benefits from UFCU

  • A whole range of electronic services: Online Banking with Bill Pay, eStatements email alerts and online access to all your accounts
  • Overdraft protection from your savings account(s), along with Courtesy Pay protection up to $1,000 is available to save you embarrassment and expense of Non-Sufficient Funds (NSF) items! Click here for Courtesy Pay disclosures.
  • Free private and personal Financial Planning and Financial Seminars
  • Free Medallion (Signature Guarantee) and notary services

Open an account online, on the phone, or in person

It’s fast and easy!

Open Now

*Federally insured by NCUA. Annual Percentage Yield (APY) as of 2/25/15; subject to change. Minimum opening balance of $50 required. Reward Rate may be earned on account balances up to $25,000; 0.10% APY earned on balances above $25,000. Reward Rate requires enrollment in e-Statements, Direct Deposit or 1 ACH per month, and 10 signature-based (non-PIN) Debit Card transactions posted per month to earn Reward Rate; (0.05% APY earned if not meeting requirements). One account per Member. ATM foreign surcharge fees will be refunded monthly up to $25/month; excludes international ATMs, balance inquiry, and ATM deposit fees. Members not meeting requirements will not earn ATM foreign surcharge fee refunds.
**Message and data rates may apply. Android Pay is a trademark of Google Inc. Apple Pay is a registered trademark of Apple, Inc., registered in the U.S. and other countries. Samsung Pay is a registered trademark of Samsung Electronics Co., Ltd.

More Checking Options from UFCU

Rewards Checking

Enjoy checking with rewards. No monthly fees or minimum balance requirements.

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eCash

This account is great for students, travel or purchasing items online.

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Platinum Plus Checking

Get high-yield checking and extra benefits on your loans and other deposits at UFCU.

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