eCa$h Checking

Perfect account for students, travel, or purchasing items online

It’s a great account for students away at school who want to reduce the risk of overdrafts.1 Simply deposit the amount of money you want to put in the account, and use your eCa$h card for only that amount.

An eCa$h account can be used as an alternative to your traditional checking account for online purchases, travel, and students away at school. Plus, because this is a separate account, you can use it without worrying about your primary checking account information ever being compromised online.

eCa$h Checking

Earn 1 CardPerks Rewards point for every $2 you spend2

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  • Earn 1 CardPerksTM Rewards point for every $2 you spend2
  • No enrollment required to earn points
  • No monthly service charge or minimum balance requirements
  • No checks
  • Digital Wallet payment options3
  • Verified by Visa® protects your existing Visa® card with a personal password, giving you reassurance that only you can use your Visa® card online. Click here for details.
  • Visa® Purchase Alerts help you keep tabs on your account anytime, anywhere. Near real-time alerts powered by Visa help you reduce fraud and monitor your spending. And the service is available free for Visa cardholders. To sign up, go to

Additional benefits from UFCU

  • A whole range of electronic services: Online Banking, eStatements, email alerts, and online access to all your accounts
  • Free private and personal Financial Planning and Financial Seminars


1) Overdrafts can occur when a charge exceeds the funds within the account or if an amount is added after the authorized amount – such as with a restaurant tip or gasoline pay-at-the-pump. An NSF fee is charged if a transaction is declined.
2) Subject to program CardPerks Terms and Conditions. View Terms and Conditions for more information.
3) Message and data rates may apply. Android Pay is a trademark of Google Inc. Apple Pay is a registered trademark of Apple, Inc., registered in the U.S. and other countries. Samsung Pay is a registered trademark of Samsung Electronics Co., Ltd.

Open an account online, on the phone, or in person

It’s fast and easy!

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More Checking Options from UFCU

Convenience Checking

Enjoy checking with rewards. No monthly fees or minimum balance requirements*.

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Interest Plus Checking

Earn a high reward rate and access to network ATMs nationwide.

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Platinum Plus Checking

Get high-yield checking and extra benefits on your loans and other deposits at UFCU.

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