eCash Checking

Perfect account for students, travel, or purchasing items online

It’s a great account for students away at school who want to reduce the risk of overdrafts1, as well as travelers or frequent online shoppers. Simply deposit the amount of money you want and use your eCash debit card for only that amount.


Earn 1 CardPerks Rewards point for every $3 you spend2

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  • Earn 1 CardPerks™ Rewards point for every $3 you spend2
  • No additional enrollment required to earn points
  • No minimum balance requirements3
  • No checks
  • Monthly maintenance fee of $5 will be waived for primary account holders 25 or younger, and for Members over 25 who also have an Ultra, Rewards, or Platinum Plus checking account.
  • Digital Wallet payment options
  • Visa® Purchase Alerts help you keep tabs on your account anytime, anywhere. Near real-time alerts powered by Visa help you reduce fraud and monitor your spending. And the service is available free for Visa cardholders. To sign up, go to

Additional benefits from UFCU

  • Great addition to a Rewards Checking or Ultra Checking account.
  • A whole range of electronic services: Online Banking, eStatements, email alerts, and online access to all your accounts
  • Free private and personal Financial Planning and Financial Seminars


1) Overdrafts can occur when a charge exceeds the funds within the account or if an amount is added after the authorized amount – such as with a restaurant tip or gasoline pay-at-the-pump.
2) Subject to program CardPerks Terms and Conditions. View Terms and Conditions for more information.
3) For new members, Membership Share account required with $5 minimum balance.

Open an account online, on the phone, or in person

It’s fast and easy!

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Checking Options from UFCU

Rewards Checking

Enjoy checking with rewards. No monthly fees or minimum balance requirements.

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Ultra Checking

Earn a high reward rate and access to network ATMs nationwide.

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