There’s more than one way into your dream home.
We are proud to offer mortgage loans in nearly every state.1
Fixed-rate and adjustable loansWhether for a primary residence, a second home, or an investment property, these customizable options work for many home financing needs.
Construction and lot loansIf you’re building your dream home, our construction and lot loans help you secure financing to build your perfect home or buy the perfect lot.
Homeready® loansThis fixed-rate loan is perfect for first-time or low- to moderate-income home buyers featuring lower down payment requirements, a flexible review process, and lower mortgage insurance premiums.
Jumbo loans are perfect for buying a home that requires financing above Fannie Mae limits.
Offers low down payment options from flexible funding sources for down payments and closing costs.
Rural development loans
Allows up to 100% financing, requires no money down, and offers the flexibility you need for purchasing homes in rural and suburban communities.
Requires no down payment and offers financing flexibility for service members, veterans, and eligible surviving spouses.
Insured by NCUA. Equal Housing Lender – We do business in accordance with the Fair Housing Act and Equal Credit Opportunity Act. NMLS #471962.
If you are using a screen reader or other auxiliary aid and are having trouble using our website, call us at (888) 982-1400 for some help. All products and services available on this website are available at all United Federal Credit Union full-service locations.