business fees schedule

Effective September 1, 2018 (Subject to Change)

We like business without a lot of fees, so ours are among the lowest you’ll find. Plus, Public Fund Checking offers unlimited transactions and no monthly service charge.

Review the new Business Fee Schedule coming June 1 (PDF)


Business Membership Savings Account

No monthly service charge with a minimum average daily balance of $300 or with other account relationships with United.

$3.00/month if none of the above criteria are met.


Business Checking

No monthly service charge, and 100 free deposited checks and 100 free debit transactions.

$0.35 for each additional transaction

Business Growth Account

No monthly service charge with a $10,000 minimum average daily balance, and 500 free deposited checks and 500 free debit transactions.

$25.00/month if balance falls below $10,000

$0.35 for each additional debit transaction

Business Members Advantage Money Market, Public Funds Money Market, Public Funds Advantage Money Market

No monthly service charge with $1,000 minimum average daily balance.

$10.00/month if balance falls below $1,000

Checking Services

Stop Payment (any type) $30.00
Check Copies - Staff Assisted $5.00
Returned Deposit Items $15.00
Non-Sufficient Funds Items (any type) $32.00
Courtesy Pay Fee $32.00
Overdraft Protection - Savings or Line of Credit Transfer $10.00/transfer
Savings or Line of Credit Transfer Sweep Service $9.00/month

Debit and Credit Card Services

Replacement for Damaged or Lost Card

ATM Overdraft $32.00/transaction
Withdrawals at ATMs (Foreign institution surcharge may apply)
• > 5 per month (at Foreign ATMs) $2.00/each
• ATM Balance Inquiry $2.00/each
Rush Card Order
• Domestic $35.00
• International at cost
Visa Late Payment Fee (first occurrence) $27.00
• Subsequent occurrences within 6 months $37.00

Visa Non-Sufficient Funds Payment Fee


Commercial Credit Card Annual Fee


Bill Pay

Expedited Payment - Electronic

Expedited Payment - Overnight Check $24.95
Year-End CD disc $24.95
CD disc Shipping & Handling $1.95

Convenience Service

Corporate Check (Foreign institution surcharge may apply)

Counter Checks (minimum 4 checks) $0.75
Telephone Transfer $2.00
Statement Copies or Account History $5.00
Account Closing (within first 90 days) $25.00
Domestic Wire Transfer (3:30 PM EST deadline for same day posting) $25.00
International Wire Transfer $45.00

Treasury Management Services

Business Online Banking
• Small Business Package $10.00/month

• Payroll Items > 30

• Corporate Package $20.00/month

• ACH credit and debit items > 30


• Per User Fee > 5

ACH Reversals (both packages) $5.00/item
$50.00 max
Business Remote Deposit
Scanner Service (each scanner) $30.00/month
Deposited Items $0.10/item
Mobile Deposit
Business Checking $1.00/deposit
Business Growth Checking $0.50/deposit

Other Services

Tax Levy/Garnishment $100.00
Research Services $25.00/hour
ACH or other returned items $32.00
Returned mail $10.00
Verification of Funds $25.00
United Originated ACH Transactions
• One-time transfer fee $15.00
• Recurring transfer fee $10.00
Collection Item $25.00
Escheatment Fee $50.00
Inactivity Fee $7.00
United Originated Emergency Payroll Request $150.00
Foreign Collection $40.00
Overnight Letter (UPS actual cost) $15.00 minimum
Subpoena Info Request $50.00/hour
Coin & Currency (per roll or strap) $0.15
Money Service Business $200.00/month
Check Images $15.00/month

UFCU Routing Number: 272484894

Insured by NCUA. Equal Housing Lender – We do business in accordance with the Fair Housing Act and Equal Credit Opportunity Act. NMLS #471962.

If you are using a screen reader or other auxiliary aid and are having trouble using our website, call us at (888) 982-1400 for some help. All products and services available on this website are available at all United Federal Credit Union full-service locations.