Effective September 1, 2018 (Subject to Change)
We like business without a lot of fees, so ours are among the lowest you’ll find. Plus, Public Fund Checking offers unlimited transactions and no monthly service charge.
Business Membership Savings Account
No monthly service charge with a minimum average daily balance of $300 or with other account relationships with United.
$3.00/month if none of the above criteria are met.
No monthly service charge, and 100 free deposited checks and 100 free debit transactions.
$0.35 for each additional transaction
Business Growth Account
No monthly service charge with a $10,000 minimum average daily balance, and 500 free deposited checks and 500 free debit transactions.
$25.00/month if balance falls below $10,000
$0.35 for each additional debit transaction
Business Members Advantage Money Market, Public Funds Money Market, Public Funds Advantage Money Market
No monthly service charge with $1,000 minimum average daily balance.
$10.00/month if balance falls below $1,000
|Stop Payment (any type)||$30.00|
|Check Copies - Staff Assisted||$5.00|
|Returned Deposit Items||$15.00|
|Non-Sufficient Funds Items (any type)||$32.00|
|Courtesy Pay Fee||$32.00|
|Overdraft Protection - Savings or Line of Credit Transfer||$10.00/transfer|
|Savings or Line of Credit Transfer Sweep Service||$9.00/month|
Replacement for Damaged or Lost Card
|Withdrawals at ATMs (Foreign institution surcharge may apply)|
|• > 5 per month (at Foreign ATMs)||$2.00/each|
|• ATM Balance Inquiry||$2.00/each|
|Rush Card Order|
|• International||at cost|
|Visa Late Payment Fee (first occurrence)||$27.00|
|• Subsequent occurrences within 6 months||$37.00|
Visa Non-Sufficient Funds Payment Fee
Commercial Credit Card Annual Fee
Expedited Payment - Electronic
|Expedited Payment - Overnight Check||$24.95|
|Year-End CD disc||$24.95|
|CD disc Shipping & Handling||$1.95|
Corporate Check (Foreign institution surcharge may apply)
|Counter Checks (minimum 4 checks)||$0.75|
|Statement Copies or Account History||$5.00|
|Account Closing (within first 90 days)||$25.00|
|Domestic Wire Transfer (3:30 PM EST deadline for same day posting)||$25.00|
|International Wire Transfer||$45.00|
|Business Online Banking|
|• Small Business Package||$10.00/month|
• Payroll Items > 30
|• Corporate Package||$20.00/month|
• ACH credit and debit items > 30
• Per User Fee > 5
|ACH Reversals (both packages)||
|Business Remote Deposit|
|Scanner Service (each scanner)||$30.00/month|
|Business Growth Checking||$1.00/deposit|
|ACH or other returned items||$32.00|
|Verification of Funds||$25.00|
|United Originated ACH Transactions|
|• One-time transfer fee||$15.00|
|• Recurring transfer fee||$10.00|
|United Originated Emergency Payroll Request||$150.00|
|Overnight Letter (UPS actual cost)||$15.00 minimum|
|Subpoena Info Request||$50.00/hour|
|Coin & Currency (per roll or strap)||$0.15|
|Money Service Business||$200.00/month|
UFCU Routing Number: 272484894
Insured by NCUA. Equal Housing Lender – We do business in accordance with the Fair Housing Act and Equal Credit Opportunity Act. NMLS #471962.
If you are using a screen reader or other auxiliary aid and are having trouble using our website, call us at (888) 982-1400 for some help. All products and services available on this website are available at all United Federal Credit Union full-service locations.