u rewards credit card

It's a good day to reward yourself.

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Rewards with every purchase and no annual fees.1

Here’s what you get with the U Rewards Visa Signature® credit card:

  • Added purchasing power with credit limits from $5,000 to $50,000+
  • 3x points on travel, 2x points on gas, and 1 point per $1 spent on all other purchases2
  • Points towards cash back redemption option
  • Visa Signature® Concierge service3
  • Travel benefits including Roadside Dispatch®, Travel and Emergency Assistance, and Trip Delay Reimbursement4

Sound good? Check out these additional features.

  • Low interest rate
  • No annual fees1
  • 25-day interest-free grace period on your purchases5
  • Low minimum payments
  • Easy balance transfers, with no fee or higher interest rate5
  • No cash advance fees5
  • Low-cost credit protection insurance available
  • Digital wallet - Google Pay™, Apple Pay®, Samsung Pay and Visa Checkout®
  • Your U Rewards Visa Signature® credit card can also be used nationwide at ATMs to obtain cash advances
  • Verified by Visa® protects your existing Visa® card with a personal password, giving you reassurance that only you can use your Visa® card online
  • Visa® Purchase Alerts keeps tabs on your account anytime, anywhere, helping you reduce fraud and monitor your spending

Credit Card Fees

Fees
Annual Fee None
Application Fee None

 

Transfer Fees
Balance Transfer None
Cash Advance None
Foreign Transaction None

 

Penalty Fees
Late Payment Up to $27 for the first occurence, and up to $37 for each additional occurence within 6 months, that your payment is 10 or more days late
Over-the-Credit Limit None
Returned Payment Up to $32 if your payment is returned for any reason

UFCU Routing Number: 272484894

Insured by NCUA. Equal Housing Lender – We do business in accordance with the Fair Housing Act and Equal Credit Opportunity Act. NMLS #471962.

If you are using a screen reader or other auxiliary aid and are having trouble using our website, call us at (888) 982-1400 for some help. All products and services available on this website are available at all United Federal Credit Union full-service locations.