About Us

Learn about our organization and services

Members are at the heart of United Federal Credit Union. We were created in 1949 by a small group of hard-working individuals who believed in the value of community and the power of collaboration. Today, we’re a much larger group of individuals who still understand that strength in numbers equals more prosperous communities.

Every day, we partner with each of our 130,000 Members and share the benefits of success. UFCU offers a variety of both personal and business products, and have partnered with over 900 employees to provide better banking services to their employees. We use our years of financial knowledge to serve you – our friends and neighbors in our communities – not to make a profit. But our passion for service and commitment to the community doesn’t stop at the branch doors. It extends into classrooms where our employees mentor students in local schools. It lives in the support of small businesses and restaurants. It grows through each hour spent volunteering our time and talents to help neighbors in need.


UFCU is built to help Members survive the good and the challenging times. We share the benefits of being part of a healthy financial institution with 24 branches in six states and over $1.8 billion in assets – the 100th largest federally insured credit union in the nation by asset size. Our corporate offices and main branch are located in St. Joseph, Mich., with additional branches in Arkansas, Indiana, Michigan, Nevada, North Carolina and Ohio. UFCU has maintained a 5-star rating from Bauer Financial for 17 years and has been named the National Federal Credit Union of the Year 2013 by the National Association of Federal Credit Unions and has also been named the Michigan Credit Union League Outstanding Credit Union of the Year 2013.



Since 1949, we’ve been providing better financial services to families like yours.

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We have locations and ATMs across the U.S. Find the branches and ATMs that serve you best.

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Contact Us

There are lots of ways to reach us. Live chat, call, visit a branch and more.

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Join today to become a UFCU member.

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Membership Benefits

Every Member benefits from the credit union’s earnings, no matter what the size of their accounts.

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Discover the UFCU Difference

We have all the advantages of a big bank, but we’re driven by service rather than profit.

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UFCU believes in providing opportunity and a great place to work. Learn more about career opportunities at the credit union.

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Share Insurance

Rest easy knowing your assets are safe and insured by the National Credit Union Share Insurance Fund.

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Rates & Fees

Learn more about our competitive Loan Rates, Dividend Rates and Fees.

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